Builder's Risk
Insurance
Comprehensive Strategies for Safeguarding Moveable Assets
Construction projects face a wide range of risks — from theft and vandalism to fire, weather damage, and unexpected delays. Panther Insurance offers Builder’s Risk coverage designed to help retail agents protect their clients’ investments during the critical construction or renovation phase. Our flexible policies cover materials, equipment, and structures while they’re under construction, ensuring projects stay on track even when the unexpected happens.
Partner with Panther Insurance to offer your clients customizable Builder’s Risk solutions backed by expert underwriting and responsive claims support.
Comprehensive Coverage for Construction Projects
Every construction project, whether it’s a ground-up development or a major renovation, faces potential risks that can disrupt timelines and increase costs. Builder’s Risk Insurance protects projects during the construction phase by covering the structure itself, materials on-site, and even materials in transit. At Panther Insurance, we provide wholesale Builder’s Risk solutions designed to help retail agents secure flexible, reliable coverage for their contractor and developer clients.
What Does Builder’s Risk Insurance Cover?
Panther Insurance’s Builder’s Risk policies are designed to protect against a wide range of perils, including:
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Fire and Explosion
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Theft and Vandalism
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Weather Events (excluding flood and earthquake, unless endorsed)
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Damage to Materials and Supplies on Site
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Materials in Transit or Temporary Storage
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Soft Costs Coverage (optional), including delay-related expenses such as additional interest, lost rental income, or architectural and engineering fees
Who Needs Builder’s Risk Insurance?
This coverage is essential for:
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General Contractors
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Developers and Property Owners
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Subcontractors (when responsible for materials)
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Homebuilders
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Real Estate Investors undertaking renovation projects
Whether your client is building a new commercial property, custom home, or multifamily development, Builder’s Risk coverage helps protect their financial investment from project start to completion.
Why Choose Panther Insurance for Builder’s Risk?
Panther Insurance supports retail agents with:
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Tailored Coverage Options: Flexible policy terms and coverage enhancements to match each project’s specific needs.
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Coverage for Residential, Commercial & Mixed-Use Projects: From small home builds to large-scale developments.
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Competitive Wholesale Pricing: Designed to help agents stay competitive in the construction market.
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Quick Turnaround: Streamlined quoting and binding process to meet tight construction timelines.
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Expert Underwriting Support: Our team understands the unique risks construction projects face and helps agents find the right fit for each client.
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Responsive Claims Handling: If a loss occurs, our claims specialists work quickly to help keep the project moving forward.
Partner with Panther Insurance
When it comes to protecting construction projects, timing and expertise matter. Panther Insurance works closely with retail agents to offer comprehensive Builder’s Risk Insurance that helps keep projects on schedule and clients protected from costly setbacks.
Contact us today to learn more about our Builder’s Risk program or to request a quote for your client’s next project.